Bankruptcy Issues: Removing Bankruptcy from Credit Report Since We Never Followed Through

mardi 3 février 2015

My question involves bankruptcy in the state of: California.



Two years or so ago, we were behind on our mortgage because of a very bad refinance situation that just kept getting worse (ballooning payments, etc). The only debt we had was the mortgage and student loans - no credit cards or other loans. I began the bankruptcy process in order to save the house. During the process, we were instead offered a loan modification, which we took, and the bankruptcy never actually happened.



Recently I went to buy a car and discovered that the bankruptcy is listed on my credit report.



How do I get this taken off?





Bankruptcy Issues: Removing Bankruptcy from Credit Report Since We Never Followed Through

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