fMy question involves insurance law for the state of: FLORIDA
Would typical car insurance from, say, GEICO, that covers the use of a 4-Door heavy duty (Ford F250, for example) pickup truck, also cover an attached tow dolly that were towing a mid-size car (say, a Buick) in a safe fashion, assuming the towed vehicle is also registered and insured, but by a different carrier, say, Progressive?
Which insurance covers an accident, if someone hits the towed car, or the towed car flips over and damages another car?
Would GEICO deny if the towing vehicle were at fault hitting someone else, because it were towing a dolly and towed vehicle?
In Florida, tow dollies are legal (of course, imagine all the motorhomes towing tow dollies with small cars behind them), however some DMV agents have told me a dolly can't be registered or insured asserting that the tow dolly goes automatically under the registration of the towed vehicle, however, patrol officers/sheriff's deputies have told me that anything with wheels on the ground must be registered and insured. In protest to those denying DMW agents, I had them register my dolly as a trailer (other DMV agents believed that those denying agents are wrong that they can't be registered, as the dolly can be interpreted simply as a trailer).
How do the answers the questions above change if the towed vehicle has a dealer's plate on it and is thus covered by dealer's registration and insurance, and the towing vehicle is a personal vehicle with personal auto insurance?
Would typical car insurance from, say, GEICO, that covers the use of a 4-Door heavy duty (Ford F250, for example) pickup truck, also cover an attached tow dolly that were towing a mid-size car (say, a Buick) in a safe fashion, assuming the towed vehicle is also registered and insured, but by a different carrier, say, Progressive?
Which insurance covers an accident, if someone hits the towed car, or the towed car flips over and damages another car?
Would GEICO deny if the towing vehicle were at fault hitting someone else, because it were towing a dolly and towed vehicle?
In Florida, tow dollies are legal (of course, imagine all the motorhomes towing tow dollies with small cars behind them), however some DMV agents have told me a dolly can't be registered or insured asserting that the tow dolly goes automatically under the registration of the towed vehicle, however, patrol officers/sheriff's deputies have told me that anything with wheels on the ground must be registered and insured. In protest to those denying DMW agents, I had them register my dolly as a trailer (other DMV agents believed that those denying agents are wrong that they can't be registered, as the dolly can be interpreted simply as a trailer).
How do the answers the questions above change if the towed vehicle has a dealer's plate on it and is thus covered by dealer's registration and insurance, and the towing vehicle is a personal vehicle with personal auto insurance?
Auto Insurance: Car/Auto Insurance - Tow Dolly Towed by Appropriate Pickup Truck, Towing Mid-Size Car
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