My question involves an auto loan or repossession in the State of: Florida
Florida Law (ss. 493.6401-493.6406) seems to be pretty sparse about consumer rights regarding repos. (compared to NV on the same subject).
The Florida Attorney General Pam Bondi has an article on her site about repossession that says "If the car is sold at a public auction, you must be notified of the date in advance. If sold at a private sale, you will be notified of a date after which it will be sold."
Do I have a defense against a deficiency judgment for not receiving a notice? They sent a letter today saying that the car was sold and that I owe 5k on it, but as I said, never received any written notice or phone call or voice mail about where and when the car was going to be sold. I had planned on going to the auction to buy it back.
Anyone have any case examples of this in Florida? Thanks.
Florida Law (ss. 493.6401-493.6406) seems to be pretty sparse about consumer rights regarding repos. (compared to NV on the same subject).
The Florida Attorney General Pam Bondi has an article on her site about repossession that says "If the car is sold at a public auction, you must be notified of the date in advance. If sold at a private sale, you will be notified of a date after which it will be sold."
Do I have a defense against a deficiency judgment for not receiving a notice? They sent a letter today saying that the car was sold and that I owe 5k on it, but as I said, never received any written notice or phone call or voice mail about where and when the car was going to be sold. I had planned on going to the auction to buy it back.
Anyone have any case examples of this in Florida? Thanks.
Repossession: Car Auctioned with No Notice About Place/Time
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