Federal Taxes: Can Lender Pursue Deficiency Debt After Issuing Form 1099-C

vendredi 12 décembre 2014

A lender issued an IRS Form 1099 discharging deficiency debt accrued after a foreclosure auction in 2013. (the value of the property failed to satisfy the foreclosure judgment resulting in a deficiency). The property was not the borrower's principal residence.



1) Can Lender pursue the deficiency debt despite issuance of the form 1099-C?

2) Can Lender file a corrective 1099 claiming the debt should not have been cancelled?

3) Does it make a difference if the 1099 was issued but borrower failed to report the discharge as income?



Here is a Forbes article that discusses the issue, but never comes to a conclusion on the question at hand.



http://ift.tt/1wJP8JG).



Thanks in advance!





Federal Taxes: Can Lender Pursue Deficiency Debt After Issuing Form 1099-C

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