Purchase Contracts: Fannie Mae Giving Runaround After Contract is Already Signed

mardi 9 décembre 2014

My question involves real estate located in the State of: Georgia



We found a home (our first) and came to an agreement with FNMA. We already had our mortgage preapproval before we started shopping. Now we have signed the contract, our mortgage has been underwritten, and we were within our due diligence period when we had the home inspected.



Prior to the home inspection, the listing agent found a few issues with one of the HVAC units and those were address by the listing agent's HVAC contractor. We were informed of the issues and told they were taken care of. GREAT!



During the home inspection, the other HVAC unit tripped a breaker and it was discovered that the compressor was bad. The agent's HVAC contractor came out that night and diagnosed the unit. I sent the agent the news (through text) and he replied "don't worry, I'll take care of him (the contractor)" GREAT!



The agent sends me an email today, "Fannie Mae says they gave you such a good deal on the house, then paid $725 to have the HVAC repaired, and other repair costs, paint, carpet, vinyl, appliances, now they are saying that the HVAC compressor repair $950 has to come out of your seller paid closing costs. Can you swing it?"



WHAT. THE. HECK. :wallbang:



The deal is basically done and now I have this to worry about? Can they do this?



I thought the answer was a firm "No" until I reviewed the contract and in paragraph "38. Additional Terms or Conditions" it states (in addition to the seller paid closing costs) "Seller will perform repairs prior to closing not to exceed -$0- in accordance with section 6 of this addendum."



Do I need to talk to a lawyer about this? Am I over a barrel? I never authorized the repair (or replacement, whatever they have done) of the compressor, it was all done by the agent.



Somebody help, this is driving me, and more importantly, my wife, NUTS!!





Purchase Contracts: Fannie Mae Giving Runaround After Contract is Already Signed

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