Hello community, I have heard in the past of firms that will tally up all your credit card debts, issue a loan that they will personally use to pay off remaining debts(settle for 50-60%) and you keep on making a monthly payment for 3-5 years. Also, I believe that loan gets reported to the credit bureau and shows as a good debt, which boost credit score in the long term? I am no sure if these firms are lawyer firms directly or consolidation firms. I also know that in case of a lawsuit, they would represent you. Any help is greatly appreciated. Thank you.
Settling a Debt: Are There Debt Consolidation Firms That Issue a Loan and Pay Off All Debts
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