My question involves insurance law for the state of: California
I have a medically determined bad knee with severe arthritis and torn ligaments. I have had MRI's and x-rays many times in the past that support this.
I have continued to live my life and work for a number of years despite the pain and my "bad knee". I have tried to avoid surgery.
I recently injured it while hiking and re-aggervated it and now I am in so much pain that I can't go to work. I have a physically demanding job and am very hard on my knees. I went to my ortho specialist and he prescribed injection treatments and physical therapy because he knows I am a bit against surgery. I asked him if he could put me out on short term disability and he said his office doesn't do that and I would have to see my primary care physician for that. So, I went and saw my primary with all my records in hand and asked her to put me on temp disability. She is acting reluctant to do so; she said she would get back to me in a day or so.
What am I suppose to do? If a patient tells a doctor they can't perform their normal, customary job duties and no "light duty" is available aren't they required to take me out of work on short term disability? Is it really up to them to determine how much pain I'm in and whether or not I can perform my normal job duties?
Thanks for the help
I have a medically determined bad knee with severe arthritis and torn ligaments. I have had MRI's and x-rays many times in the past that support this.
I have continued to live my life and work for a number of years despite the pain and my "bad knee". I have tried to avoid surgery.
I recently injured it while hiking and re-aggervated it and now I am in so much pain that I can't go to work. I have a physically demanding job and am very hard on my knees. I went to my ortho specialist and he prescribed injection treatments and physical therapy because he knows I am a bit against surgery. I asked him if he could put me out on short term disability and he said his office doesn't do that and I would have to see my primary care physician for that. So, I went and saw my primary with all my records in hand and asked her to put me on temp disability. She is acting reluctant to do so; she said she would get back to me in a day or so.
What am I suppose to do? If a patient tells a doctor they can't perform their normal, customary job duties and no "light duty" is available aren't they required to take me out of work on short term disability? Is it really up to them to determine how much pain I'm in and whether or not I can perform my normal job duties?
Thanks for the help
Disability Insurance: In California and Filing for Short Term Disability.need Your Help Please
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